Health Care Scam Alert

I received a notification recently from a reliable insurance news source that there are a group of individuals posing as Federal Government employees calling up people telling them they need their private information in order to enroll them in the mandatory healthcare insurance program. 

THIS IS A TOTAL SCAM!!! 

Please, please, please...Do not give out any private information--date of birth, social security number, financial information, etc.--to ANYONE who calls you wanting this information. THAT'S NOT HOW IT WORKS! 

MY ADVICE: Seek out a trusted and federally-trained insurance agent (such as myself) for any and all assistance regarding the upcoming enrollment. Please share this information with your family, friends, colleagues, etc. ASAP!

A Must-Have Book: "ObamaCare Survival Guide"

I know it's been four months since my last post.  My apologies.  I was being pulled in many different directions--joining forces with a work partner to write business, doing my taxes (boo) and reading everything related to Health Care Reform (HCR)--and couldn't get my schedule to work out to devote the time necessary.   Well, the tax man has had his day, working with my partner to write business is now on an even keel and fruitful, finally allowing me to schedule much-needed time for reading the mind-numbing plethora of information being hurled at us about HCR--all so I can put it in a format for you to understand!

When I started this blog, I thought the best course of action to stay current with HCR was through subscribing to electronic newsletters , scouring websites on a regular basis and attending seminars and webinars when possible.  This has turned out to be a smart choice.  I have gleaned quite a bit through these sources while waiting to speak to the manager or owner of a business or while riding shotgun to/from appointments with my partner.

Another smart choice I made at the same time was purchasing the Kindle version of a book written by Nick Tate entitled "ObamaCare Survival Guide."  Wow!  Am I on information overload with this book!  This is one of the best sources of HCR information--and it's in layman's terms for everyone to understand.  In my opinion, it's the foundation of which all other books, newsletters, seminars/webinars are being based upon.  This is an excellent reference book and I highly recommend obtaining a copy.   For your convenience, I have a quick link on my page for you to order your copy from Amazon.  You can order in any media format you prefer.

Over the next several months, I  will be using this book (along with my other sources) to educate you on different HCR topics, how they can potentially affect you and your loved ones and how gap plans are going to be vital in reducing your out-of-pocket costs.  

House Rules

Code of Conduct

This Blog is designed to be an educational and informational tool for those seeking information on what HealthCare Reform is, how it will affect them and how medical gap plans will help them.

I (owner/author/administrator) reserve the right to delete any post at any time without explanation.

I (owner/author/administrator) reserve the right to change this Code of Conduct at any time, at my discretion.

Here are the rules:

                1.  No trolling and/or spamming.

                2.  No profanity or insulting remarks.

                3.  No political or religious ranting allowed.  Comments/discussions are allowed, as
                     long as they are civil and pertain to the blog topic.

I expect participant to conduct themselves as adults and refrain from being inconsiderate in any way.  Violation of any of the rules above will result in your post(s) being deleted immediately.  I have a zero tolerance policy.

All of you are welcome to provide blog topic suggestions and/or ask any questions at any time. 

The information I provide in my blogs is well-researched.  Citations will be given upon request if they haven't been provided in the blogs itself.  The health care law will be an ever-changing and evolving piece of work.  Citations given at a particular time may not be valid at a later date, so please keep this in mind. 

Introduction

The 2012 elections have come and gone and the Supreme Court upheld their ruling on President Obama's health care law.  Now what?  What exactly is in the health care law?  How will it affect me, my family and/or my business?  How much is it going to cost?  These are just a few questions I have been asked since the elections...and there will be plenty more coming my way over the next year.  

The healthcare law is known by many names.  The proper name is the Patient Protection and Affordable Care Act (PPACA), followed by the Affordable Care Act (ACA), HealthCare Reform (HCR) and the most popular name of all, Obamacare.   Regardless of what you want to call it, it's here, like it or not. For simplicity I will be referring to the health care law as HealthCare Reform or HCR.

The goals of this blog are basic:  Educating you on what HealthCare Reform is, how it will affect you and how medical gap plans will play an integral role.  There are a few household rules you will need to be aware of.  These rules will be posted in a few days.